No, I wasn't hit by a car, or something like that. I was denied life insurance on 'health grounds'.
You see, in two weeks time I'll be 30 years old. And for the last few months, I've been starting to feel old, starting to realize that I wasn't going to be a millionaire before my 30th birthday after all (There's still a few days though!), I won't rule the world when I'm 40....and so on and so forth. With all this weighing on my mind, the life insurance thing hit me right in the gut.
The insurance company didn't give any information other that it was on health grounds. Now just think about it. They are so sure I'm going to die, that they have decided that I'm not worth the risk of a few quid a month to insure.
I'm going to die..........yes, I know I will one day. But these guys must of thought I will die pretty soon. So I decided to look at the possible reasons. This is the information the insurance company had.
- I'm very overweight
- My dad had a stroke before he was 50
- My grandad (father's side) died of a stroke at 52
- My grandad (mother's side) has diabetes
The stuff they didn't know was :
- My uncle (Dad's brother) has high cholesterol
- My grandmother (Mum's mum) has high blood pressure (hypertension)
All of a sudden, the fragility of my DNA was staring at me in the face. My genes are all messed up. I'm a walking time bomb. I remembered last year, when I tried to join the gym at work last year, I was turned down because my blood pressure was too high. They said I should get a note from my doctor before I can join. I brushed it off, never went to see the doctor.
I thought about my wife and daughter. What would happen to them if anything happens to me? What about all the plans we've made, all our hopes and dreams? Our little family? My heart was breaking into tiny little pieces.
I felt so hopeless, even became ill towards the end of the week with worry.
Over the weekend, I suddenly realized that out of all the stuff on my list, I can't do anything about any of them, except the very first one.
I can loose weight.
So I've started a diet this week. I've slowly come up with a plan.
Use the stairs at work instead of the lift. Take a 30 minute walk 3 times a week. And in a month, go to the gym to try and join again. If my blood pressure is still high, go and see the doctor. It's time I started to look after myself. change my eating habits for good, not just a short term diet.
It's going to be a long hard road, but maybe this is the kick up the backside I need. I'm not getting any younger. I owe it to those who love, and who I would never want to leave behind.